Governance and Risk Management Report

Remuneration

Board and Board Committee Policies, Benefits and Emoluments of Board/Board Committee Members

Board of Directors

The remunerations of the Board, and Board Committees, members, and of the executive management, are determined by the respective remuneration policies, which are approved by the shareholders in the GA Meetings. These policies are periodically updated after applicable benchmarking. The benchmarking is made against appropriate local, and/or international, companies’ remuneration levels, and this process includes accounting for external third-party subject matter expertise, where considered appropriate.

The key policies determining the remunerations of the Board, and Board Committees, members, were updated and approved by 30 June 2020 Extraordinary General Assembly Meeting, as reflected within the Company’s Terms of Engagement for Board and Board Committee members, are:

1. The Board Member Remuneration Policy, and

2. The Board Committee Member Remuneration Policy.

The duties and responsibilities of the Board, and Board Committees, and their members, as defined within these policies and the various governance documents, including the Code of Corporate Governance, the Board and Board Committees’ Charters, and the Terms of Engagement, and the remunerations are based on the fulfilment of their duties, and minimum meeting attendance levels.

Board/Board Committee members are remunerated per these policies, as aligned with the Company By-Laws and all relevant KSA regulations, and Bupa Arabia’s updated policy is to pay attendance fees for the Non-Executive Board and Board Committees, members, for any Board, GA or Board Committee meetings attended, to a maximum of SR 50,000 attendance fees per fiscal year, whether attendance is physically in person (SR 5,000/meeting) or by conference (SR 2,500/meeting), to settle customary related costs on a reimbursement of actual costs basis, and to settle the remuneration fees quarterly in arrears.

The Board of Directors 2021 remuneration and attendance fees, are reflected below:

Fixed remunerations
Specific
amount


SR ’000
Allowance
for attending
Board
meetings
SR ’000
Total allowance
for attending
committee
meetings
SR ’000
In-kind
benefits


SR ’000
Remunerations
for technical,
managerial and
consultative work
SR ’000
Remunerations
of the Chairman,
Managing Director
or Secretary
SR ’000
Total



SR ’000
First: Independent Directors
1. Mr. Zaid Algwaiz 375 25 22.5 0 0 0 422.5
2. Ms. Huda Bin Ghoson 375 20 7.5 0 0 0 402.5
3. Dr. Abdulla Elyas 350 25 12.5 0 0 0 387.5
Total 1,100 70 42.5 0 0 0 1,212.5
Second: Non-Executive Directors
1. Eng. Loay H. Nazer 450 27.5 22.5 0 0 750* 1,250
2. Mr. David Fletcher** 300 22.5 20 0 0 0 342.5
3. Mr. Martin Houston** 300 25 7.5 0 0 0 332.5
4. Mrs. Joy Linton** 26.3 0 0 0 0 0 26.3
5. Mr. Nigel Sullivan** 221.66 12.5 15 0 0 0 249.16
Total 1,297.96 87.5 65 0 0 750 2,200.46
Third: Executive Directors              
1. Mr. Tal Nazer 300 0 0 0 0 0 300
2. Mr. Nader Ashoor 200 0 0 0 0 0 200
Total 500 0 0 0 0 0 500

 

Variable remunerations End-of-service award

SR ’000
Aggregate
amount
SR ’000
Expenses
allowance
SR ’000
Percentage
of the profits

SR ’000
Periodic
remunerations

SR ’000
Short-term
incentive
plans
SR ’000
Long-term
incentive
plans
SR ’000
Granted shares
(insert the
value)
SR ’000
Total


SR ’000
First: Independent Directors
1. Mr. Zaid Algwaiz 0 0 0 0 0 0 0 0 0
2. Ms. Huda Bin Ghoson 0 0 0 0 0 0 0 0 0
3. Dr. Abdulla Elyas 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 0 0 0
Second: Non-Executive Directors
1. Eng. Loay H. Nazer 0 0 0 0 0 0 0 0 0
2. Mr. David Fletcher** 0 0 0 0 0 0 0 0 0
3. Mr. Martin Houston** 0 0 0 0 0 0 0 0 0
4. Mrs. Joy Linton** 0 0 0 0 0 0 0 0 0
5. Mr. Nigel Sullivan** 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 0 0 0
Third: Executive Directors
1. Mr. Tal Nazer 0 0 0 0 0 0 0 0 0
2. Mr. Nader Ashoor 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 0 0 0

* The Chairman’s bonus for the year 2021 will be paid upon the receipt of SAMA’s no objection and the approval of the shareholders in the General Assembly scheduled to be held in June 2022.

**The Board/Board Committee member remuneration fees for BIOL representatives who are employees of Bupa are received by the Bupa legal entity BIOL and not by the individual persons in their personal capacity.

Other than the above annual remuneration amounts and the reimbursement of actual expenses, Bupa Arabia Board Members do not receive any other benefits from Bupa Arabia.

Please refer to the 2021 AFS, Note 24a, and the table below, for the salaries, emoluments, allowances and bonuses, expensed/or provided for within the 2020-2021 result, by/for, the Board Members and the Senior Management:

Description Executive Board
Members (CEO/CFO)
(Board Remuneration)
Independent and
Non-Executive
Board Members
Senior Management
(Including CEO and CFO)
2021 2021 2021 SR ’000 2020 SR ’000 2021 (Change)
Salaries and emoluments 500 2,398 17,481 17,836 (355)
Board allowances 0 460 N/A N/A N/A
Bonuses and LTIP N/A 750 25,884 17,208 8,676
EOS N/A 0 1,095 1,088 7
2021 500 3,608 44,460 36,132 8,328
2020 400 3,500 36,132
2021 (Change) SR ’000 100 108 8,328

The annual bonus and LTIP remuneration entitlements for the Company’s Senior Management are based on a combination of Company and individual performance-based measures, which both have to be fulfilled.

Board Committees

Board Committee Member 2021 remuneration and attendance fees, excluding the Board member remunerations,
are reflected below:

  Fixed remuneration
(Except for the allowance
for attending Board meetings)
SR ’000
Allowance for attending
Board meetings

SR ’000
Total


SR ’000
Audit Committee Members
1. Mr. David Hunt, AC Chairman 175 25 200
2. Mr. Suliman Al-Hatlan 150 20 170
3. Mr. Walid Shukri 150 20 170
Total 475 65 540
Nomination and Remuneration Committee Members
1. Mr. Omar Najjar 100 7.5 107.5
Total 100 7.5 107.5
Investment Committee (IC)
1. Mr. Osamah Shaker (IC Chairman) 150 10 160
2. Mr. Selman Alfares 100 10 110
3. Mr. Andrew Bailey* 100 10 110
Total 350 30 380
Risk Management Committee (RMC)      
1. Dr. Khalid Al-Faddagh (Chairman) 150 12.5 162.5
2. Mr. Rami Makaram 100 12.5 112.5
3. Mr. James O'Reilly* 100 12.5 112.5
Total 350 37.5 387.5

*The Board/Board Committee member remuneration fees for BIOL representatives who are employees of Bupa are received by the Bupa legal entity BIOL and not by the individual persons in their personal capacity.

Top Five Executives Senior Executive Remuneration (including CEO and CFO)

Total
Fixed remunerations
Salaries 16,144
Allowances 1,337
In-kind benefits
Total 17,481
Variable remunerations
Periodic remunerations
Profits
Short-term incentive plans 9,385
Long-term incentive plans 16,499
Granted salaries
Total 25,884
End-of-service Award 1,095
Total remunerations for Board Executives 500
Aggregate amount 44,960